2025 Year-End Capital Gains Distributions

Distributions of net investment income and net capital gain, if any, are declared and paid annually to shareholders. The amount of any distribution will vary and there is no guarantee that the Fund will distribute either investment income or capital gains. Distributions are payable to the shareholders of record at the time the distributions are declared (including holders of shares being redeemed but excluding holders of shares being purchased). All distributions are reinvested in additional shares, unless shareholders elect to receive the distributions in cash. Shares become entitled to receive distributions on the day after the shares are issued. If a shareholder invests in the Fund shortly before the ex-dividend date of a taxable distribution, the distribution will lower the value of the Fund's shares by the amount of the distribution and, in effect, the shareholder will receive some of its investment back in the form of a taxable distribution.